Everyone has different needs, choose the chequing account that works for you
We offer different accounts because we know not everyone's needs are the same. Consider the features that will work best for you. The benefits below are included in all of our Canadian dollar chequing accounts.
- No minimum balance required
- Unlimited deposits, debits and bill payments
- Deposit cheques using your smartphone with free use of Deposit AnywhereTM
- Free transactions at FirstOntario ATMs and at more than 3,700 ATMs within THE EXCHANGE Network®
- Free online and mobile banking
- Free e-Statements
- Transfer money outside of FirstOntario using Interac e-Transfer® (fees apply)
Be FREE and More Chequing Plan
Enjoy premium benefits for just $10 a month.
- Free personalized cheques (Flair design only)
- Annual fee rebate on FirstOntario Visa credit cards (maximum value of $59)
- First five Interac ATM fees waived monthly (at non-EXCHANGE Network machines)
- Free eStatements and paper statements
- No-fee overdraft protection upon approval
Be FREE and More Chequing Plan for Seniors
If you’re 60+, enjoy all of the benefits of our Be FREE and More Chequing Plan absolutely free, with a few other benefits too!
- Waived fees on Canadian official/corporate cheques
- No fee foreign exchange drafts and certified cheques
- Access to our U.S. Dollar Chequing Account , no fees attached
- Access to our Daily Interest Savings plans, no fees attached
- $10 off the annual Safe Deposit Box rental fee
U.S. Dollar Account
A smart low-fee option for frequent travellers outside of Canada.
- Receive two free debits every month
- Earn tiered interest, calculated daily and credited monthly
- $1 monthly fee (fee is waived if you are a senior or if you maintain a minimum balance of $200)
- ATM, debit card purchases and pre-authorized debits are not available on this plan
Speak with an expert
Have any questions about any of our chequing accounts? Let us know!