Skip to main content

Lines of Credit

Fast cash when you need it

A line of credit (LOC)  gives you access to ready money, up to your approved credit limit. All without applying for a loan or setting up payments. 

Borrow the funds you need, pay the interest monthly and the balance when you choose, without penalty.

LOCs are commonly used for overdraft protection, to finance a large purchase and to cover education costs.

We can help you meet your financial needs with these LOCs, all based on approved credit. 

HERE'S HOW WE CAN HELP

Personal LOC

Ready money, low rates and the flexibility to pay back the balance on your own time while you make monthly interest payments.

​MeritLine Home Equity LOC

If you’re a qualifying homeowner, you can use your home equity as security to lock in our lowest rate.

​Student LOC 

We realize the financial burden put on students and if you qualify, you'll have access to these funds at low interest rates.

​Make an appointment today

Visit a branch to apply for the line of credit that works for you.

WAYS TO BANK

Branch, ATM or PAT

Visit us at your closest branch

Mobile

Download the app

APP STORE

GOOGLE PLAY

Online

Manage your finances online

​Telephone

Call us and get started

Tell us what you think of our new website

Thanks for previewing our new pages. Please take a quick minute to share your thoughts before our full launch next year!

​Contact us

Questions or comments? Get in touch with us!