​Mortgages

5 Year Fixed High Ratio Mortgage as low as 1.79%*

Your new home is more affordable than ever.

We offer competitive mortgage rates, flexible terms and something you can’t buy — the time it takes and a friendly face to help you fully understand what you need.

We want you to find a mortgage you can live with, because at FirstOntario, we’re more than your financial institution, we’re also your neighbour. 

Learn about mortgages

Features
Rates
Calculator

Features of our Mortgages

​​90-day rate guarantee

Know that your pre-approved rate won't change while house hunting.

The right rates for you

Choose between a fixed and variable rate mortgage.

​​Prepayment options

Prepay up to 20% of your principal annually, without penalty.

​​Payment flexibility

Choose weekly, bi-weekly, monthly or accelerated payments.

​​Skip a payment

In a bind? You have the option to skip a payment once a year (conditions apply).

​​Mortgage protection insurance

Protect yourself and your family with mortgage insurance at low rates.

Variable Mortgage Rates*

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Fixed Mortgage Rates*

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*Terms and Conditions

  • APR. Rates subject to change without notice. 
  • Applications are subject to credit approval. 

Mortgage Calculator

5 Year Fixed High Ratio Mortgage as low as 1.79%*

Your new home is more affordable than ever.

* Terms and Conditions

  1. Rates subject to change without notice.
  2. High ratio mortgages only.
  3. Underwriting conditions apply.
  4. Must be a Member of FirstOntario Credit Union.

Contact us for more details.

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