Rates
Let your money do the work for you with great rates.
Let your money do the work for you with great rates.
There's more to a credit union than just banking.
We know that strong financial literacy is key to making informed decisions about money.
We offer industry leading business account rates.
Connect with our Business Banking team
Located at 1 James Street South in Hamilton.
Meet our Wealth Team
Our wealth advisors are here to provide expert guidance and support.
We know that strong financial literacy is key to making informed decisions about money.
We know that strong financial literacy is key to making informed decisions about money.
Firstontario's personal account options are top notch.
HIGH INTEREST ESAVINGS* | Rate |
---|---|
$0.00 - $100,000.00 |
1.80
|
$100,000.01 - $200,000.00 |
1.85
|
$200,000.01 + |
1.90
|
INVESTMENT SAVINGS* | Rate |
---|---|
All balances |
0.45
|
TFSA INVESTMENT SAVINGS* | Rate |
---|---|
All balances |
1.80
|
FHSA Investment Savings* | Rate |
---|---|
All balances |
5.75
|
DAILY SAVINGS* | Rate |
---|---|
$0 - $1,000.00 |
0.10
|
$1,000.01 - $5,000.00 |
0.10
|
$5,000.01 - $10,000.00 |
0.10
|
$10,000.01 + |
0.20
|
SENIOR SAVINGS* | Rate |
---|---|
$0 - $1,000.00 |
0.10
|
$1,000.01 - $5,000.00 |
0.20
|
$5,000.01 - $10,000.00 |
0.20
|
$10,000.01 + |
0.30
|
U.S. DOLLAR CHEQUING* | Rate |
---|---|
$3,000.01 + |
0.10
|
U.S. DOLLAR INVESTMENT SAVINGS ACCOUNT* | Rate |
---|---|
All balances |
0.75
|
*Rates are subject to change at any time. Conditions apply. The FirstOntario First Home Savings Account (“FirstOntario FHSA”) Promotional Interest Rate is only available between November 26, 2023 and April 1, 2024, exclusively (the “Promotional Period”). You can earn a special annual interest rate of 5.75% calculated daily and paid monthly during the Promotional Period on cash deposits to your FirstOntario FHSA Investment Savings Account. To accept this offer, you must open a FirstOntario FHSA Investment Savings Account during the Promotional Period and make a cash deposit to your eligible FirstOntario FHSA Investment Savings Account during the Promotional Period. If you have an existing FHSA Investment Savings Account with FirstOntario, the Promotional Interest Rate will automatically apply for the Promotional Period. This offer is available to new and existing members who are eligible for a First Home Savings Account and is subject to change without notice. Consult your tax advisor for eligibility criteria, features and tax implications.
Bump up debit card point of sale purchases to the nearest dollar – the difference is automatically transferred to your savings account.
Simple, straightforward and perfect for your everyday banking needs. Unlimited transactions. No monthly fee.
Put extra dollars back into your wallet with no annual fee.
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